How much automobile insurance must you buy?
There square measure 2 correct answers:First, you would like enough insurance to drive de jure. (Click on "State automobile Insurance" on top of to visualize a map of insurance needs for each state.)
Second, you would like enough automobile insurance to safeguard your life from turning into a living hell if you have got a automobile accident. which will be as straightforward as shopping for the minimum coverage mentioned on top of. Or it is far more sophisticated.
Below we have a tendency to walk you thru a guide computation this out, however you'll conjointly strive our automobile insurance calculator.
Who should buy minimum levels of liability car insurance?
If you own only the clothes on your back and a very old car, you're probably what is known as "judgment-proof." You may lose if someone decides to take you to court, but you have no real assets to take. If you have savings or a home or even expensive jewelry, you are not judgment-proof.
We've created four liability insurance levels as a rough guide.
In the levels below, the first two numbers refer to bodily injury liability, which pays the hospital bills of anyone you injure. The first number is the per-person limit; the second is the per-accident limit. The third number is the property damage liability limit, which would repair or replace the car of anyone you hit.
