What you would like to grasp concerning automobile insurance in FL
Currently, FL has rock bottom automobile insurance necessities of any state.To register a automobile you want to have a Florida-based automobile insurance policy covering $10,000 in property harm liability and $10,000 in personal injury protection (PIP). we tend to powerfully suggested that you simply additionally purchase bodily injury liability coverage. whereas not needed by the state, several automobile insurance firms need it as a part of any policy they issue in FL.
Here's why: Florida is a no-fault state. Treatment for any injuries you suffer is covered by your personal injury protection, up to its limit, regardless of who caused the accident. If bills exceed that limit, the at-fault driver is legally personally responsible unless he or she has bought bodily injury liability coverage.
What's worse, even though bodily injury liability isn't mandated by the state to register a car, the Florida Financial Responsibility Law could force you to buy it after a serious accident or traffic violation.
If you buy bodily injury liability coverage, the smallest amount you can buy is $10,000 per person (up to $20,000 per accident). Homeowners and those with substantial assets need more than that.
Hurricane warning
Hurricanes and tropical storms threaten Florida each year. Comprehensive coverage will repair the damage to your vehicle -- but you can't wait too long to buy it. Make sure to get the coverage in effect before a storm warning is issued.
